Licensed in the 48 continental states, Alaska and Washington D.C. Specialists in fleets of three or more trucks.

Commercial truck insurance and fleet renewals

Type your DOT number.We handle the rest.

Commercial truck insurance for owner operators and fleet managers. Start a new policy or fleet policy renewal with your USDOT number. Get an indicative estimate, then work with a licensed agent on your carrier quote.

Prestige Instant QuoteSecure and confidential

Start yourinstant quote.

Buying or renewing motor carrier insurance? Start with your USDOT number. We pull your FMCSA company details for an indicative estimate. No account needed.

About a minuteNo account neededNo obligation

Usually 7 numbers. It is painted on the side of your truck.

The first number you see is an indicative estimate, not a quote or an offer of insurance. A licensed agent prepares your formal quote, subject to underwriting. No obligation.

Licensed agency · 10+ years in trucking · Se habla español · No obligation
  • A rated carrier network
  • Licensed in 49 states + DC
  • Dedicated client advisor
States + DC licensed
49
Carriers compared
100+
Fleets protected
10,000+
  • 100+ A rated carriers compete for your fleet
  • Licensed in 49 states + DC
  • Fleets of three or more trucks
  • 10,000+ fleets protected
  • Independent agency, we answer to you
  • Every equipment class placed
  • Claims advocacy included

Common questions

Commercial truck insurance questions

How much does commercial truck insurance cost?

Commercial truck insurance cost depends on your state, fleet size, cargo, operating radius, driver records and loss history. Enter your USDOT number to start an indicative estimate for your operation. A licensed Prestige agent helps obtain a carrier quote, subject to underwriting. The estimate is not a quote or an offer of insurance.

What do I need to get a truck insurance estimate?

Start with your USDOT number. We look up company details in the FMCSA carrier registry, then you confirm your contact information, operation and coverages. No account or documents are required for the indicative estimate. If you do not have a USDOT number, you can enter your details manually.

How fast can I get an actual quote?

The instant number appears in under 60 seconds and is an indicative estimate based on benchmark pricing for your state and fleet size. Your actual quote comes from a carrier after underwriting reviews your full file, including loss runs and driver records. Start here and a licensed Prestige agent takes it the rest of the way.

Is an instant estimate the same as a quote?

No. An estimate is an indicative figure based on benchmark pricing for your state and fleet size. A quote comes from a carrier after underwriting reviews your full file, including loss runs and driver records. A licensed Prestige agent finalizes your real numbers.

Can a new trucking company get insurance?

Yes. New trucking businesses can apply for commercial truck coverage. Carrier eligibility and pricing depend on your operation, driver experience and underwriting review. Tell us how long you have been in business so a licensed Prestige agent can review your options. An indicative estimate does not confirm carrier acceptance.

What coverages can I get an estimate for?

Auto Liability at $1,000,000 combined single limit, Physical Damage on a comprehensive and collision basis, Motor Truck Cargo at $100,000, Trailer Interchange at $50,000, and General Liability at $1 million per occurrence and $2 million aggregate.

How do I renew commercial trucking insurance online?

Start with your USDOT number and confirm your fleet details, commercial truck coverages and renewal timing. You can share loss runs and driver records with your licensed Prestige agent. The agent helps obtain a carrier quote for your fleet policy renewal. Submitting this form does not renew or bind a policy. Confirm the effective date with your agent before your current coverage expires.

Does an insurance estimate meet FMCSA requirements?

No. An indicative estimate is not proof of insurance and does not establish FMCSA compliance. Motor carrier insurance requirements depend on your authority, vehicle and cargo. Required insurance filings must be made by an authorized insurer or financial responsibility provider. Ask your licensed agent to review the coverage and filings needed for your operation.

FMCSA insurance filing requirements

Where is Prestige licensed for commercial truck insurance?

Prestige Trucking Insurance is based in Tamarac, Florida and is licensed in the 48 continental states, Alaska and Washington D.C. Call (855) 643-3881 to discuss a new commercial fleet policy or renewal. Service is available in English and Spanish. Coverage availability depends on your state, operation and carrier underwriting.