Type your DOT number.We handle the rest.
Instant indicative pricing for Auto Liability, Physical Damage, Cargo, and more. Built for fleets. No account, no waiting, no obligation.
Common questions
How much does commercial truck insurance cost?
Commercial truck insurance typically runs $8,000 to $20,000 per truck per year for Auto Liability at a $1,000,000 combined single limit, depending mostly on the state you operate from, your loss history, radius and years in business. Prestige Instant Quote shows an indicative figure for your state in under 60 seconds. Indicative estimates are not quotes and are subject to underwriting.
What do I need to get a truck insurance estimate?
Just your USDOT number. We look up your company name, address, phone and fleet size from the federal carrier registry, so most drivers only type their name and email. No account and no documents are needed for the estimate.
How long does an instant estimate take?
Under 60 seconds on a phone. You answer six short questions about your operation and coverages, and the estimate appears immediately.
Is an instant estimate the same as a quote?
No. An estimate is an indicative figure based on benchmark pricing for your state and fleet size. A quote comes from a carrier after underwriting reviews your full file, including loss runs and driver records. A licensed Prestige agent finalises your real numbers.
Can a new trucking company get insurance?
Yes. New ventures can be insured, though they typically pay 25% to 60% more than established fleets with a clean loss history, because there is no operating record to price against. Prestige Instant Quote flags a new venture and a licensed agent works the market for carriers that write them. Indicative estimates are not quotes and are subject to underwriting.
What coverages can I get an estimate for?
Auto Liability at $1,000,000 combined single limit, Physical Damage on a comprehensive and collision basis, Motor Truck Cargo at $100,000, Trailer Interchange at $50,000, and General Liability at $1 million per occurrence and $2 million aggregate.
